Saving and investing are two different tactics. Saving is simply putting money aside in a safe place. Investing is engaging in the markets and assessing a balance of risk versus reward. Saving can be a challenge for many people as it requires delaying gratification and is intangible, unlike the new car or luxury vacation. Investing can be difficult for some due to fluctuations in the markets. Time is on your side when it comes to investing, there is a cost to waiting. Statistics show substantial differences in assets between investors that work with an advisor and those that do it themselves.
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